Financing

 

Mass SaveĀ® HEAT Loan

Your home energy project may be eligible for a 0% interest loan for up to $25,000, with terms up to 7 years.

You could get a loan for improvements like:

  • High Efficiency Heating Systems
  • Central Air Conditioning/Air Source Heat Pumps
  • Ductless Mini Split Heat Pumps
  • High Efficiency Domestic Hot Water Systems
  • Solar Hot Water Systems
  • 7-Day Digital & Wifi Thermostats

Get Started

Call High Efficiency today at 1-844-HEAT-LOAN to speak with one of our representatives to see if you quality for the Heat Loan financing. Let us help you fill out all of the paperwork to submit for your home improvement project.

Plus, by taking advantage of our special financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.


AMS Financial

We all know the extreme season changes here in New England. Is your HVAC system up to the job? Just because money is tight, does not mean you cannot afford a new heating and cooling unit. With online financing, you can be approved for a zero interest loan in under a minute. This means, even if you have poor credit, you can afford to get that furnace or AC unit replaced today. So if you are in the South Shore or Cape Cod areas do not suffer through the heat just because you think you cannot afford an emergency repair. Call High Efficiency today and we can get you back in comfort.

Why High Efficiency suggests AMS Financial?

  • Lower rates
  • Fast easy paperless process
  • Secure & Confidential
  • More programs means more choices
  • Loans and Credit cards for All credit grades
  • Same as Cash Loans

What is a Same as Cash Loan and How do they work?

Same as cash loans for home improvement are one of the most requested products by consumers, contractors and manufacturers. This is an old industry term, which can have different meanings depending on who you ask. The traditional meaning was for a product that was offered by a contractor, manufacturer, distributor or dealer for their consumer and the primary benefit was a small or no minimum payment loan that carried a 0% term that if the consumer paid the balance in full they would incur no interest charges. There were and are quite a few different iterations of this program but most if not all have been changed a bit due to the legislation that was enacted to better protect consumers. The new programs are both beneficial to the contractor and the consumer in many ways. The contractor can still sell their product or service by advertising a 0% APR for home improvement and the consumer can reap this benefit. Same as cash for home improvement is available with credit cardoffers for home improvement with a minimum monthly payment that goes directly to reducing the principle balance. This amount is typically 1.5%-3% of the outstanding balance and is set up to encourage regular if only modest payments bythe consumer. They still get the ultimate benefit of a 0%APR product and if they pay in full they will not incur and interest or fees whatsoever. Get started today by searching our wide variety of 0% APR home improvement credit cards.