FINANCING

A : Same as cash loans for home improvement are one of the most requested products by consumers, contractors and manufacturers. This is an old industry term, which can have different meanings depending on who you ask. The traditional meaning was for a product that was offered by a contractor, manufacturer, distributor or dealer for their consumer and the primary benefit was a small or no minimum payment loan that carried a 0% term that if the consumer paid the balance in full they would incur no interest charges. There were and are quite a few different iterations of this program but most if not all have been changed a bit due to the legislation that was enacted to better protect consumers. The new programs are both beneficial to the contractor and the consumer in many ways. The contractor can still sell their product or service by advertising a 0% APR for home improvement and the consumer can reap this benefit. Same as cash for home improvement is available with credit cardoffers for home improvement with a minimum monthly payment that goes directly to reducing the principle balance. This amount is typically 1.5%-3% of the outstanding balance and is set up to encourage regular if only modest payments by the consumer. They still get the ultimate benefit of a 0%APR product and if they pay in full they will not incur any interest or fees whatsoever. Get started today by searching our wide variety of 0% APR home improvement credit cards.